I was just doing our finances and realized how fortunate we are that we can afford for me to stay home with Stella. We made it through the first half of the month without touching savings, with even a little bit to spare. This the first month since I've become a Stay At Home Mom that we were able to do that. Of course, we did have a month where Roxie was sick and then needed her teeth cleaned which cost over a $1,000, which you can hardly budget for. It's really a relief to be like, "phew, we can do this!" Sometimes I think, "what did we spend our money on when I worked?" Of course, then I remember that we put a ton of money in savings, took great vacations, and last, but certainly not least, went out A LOT. So that's where the money went! I can't wait for November, when Tim's car is paid off and then we can start saving again. Tim wants to sell his car, but I just think there's too much convenience in having two cars. Sure, he takes the bus, but what about when I start doing plays again? I'm sure there'll be times when he'll need a car and I'm gone to rehearsal. And with his car just a few payments away from being ours, it seems silly to sell it and risk us needing to buy a new one and take on a car payment. I don't know, maybe he'll convince me, we'll see. It would be nice that big chunk of change in savings, and it's silly that it only gets driven once a week, if that.
Tim thinks I'm a master budgeter, but I'm really not. I couldn't do it without Quicken. I tell you who is a master budgeter: my friend Kelli. I read how much she's getting with how little, as far as groceries and just generally living and I am blown away! Maybe I'll start issuing challenges to myself. We've definitely cut back on our eating out, which is good, but we both just love Tim's gourmet meals so much, it's hard to cut back on the groceries hardcore. Well, as we've both said, you gotta' set your priorities for what makes you happy in life. Family, friends, food, music and theatre I think are Tim and I's top 5.
The picture has absolutely nothing to do with the post, but I thought the post was pretty boring and needed some spicing up:) It's from her "Future Longhorn" photo shoot. Now I just need to get one of them printed and sent to the Alcalde, the Texas Exes magazine, so we can show her off!
3 comments:
Does she need a McDonald Observatory t-shirt? Future UT astronomer? :)
Good job on the finances. That's really cool. I'm very, very impressed!
Thanks so much! Of course, I don't write about how little is going into our savings at the moment. And we definitely don't eat gourmet meals. :) I wish. Sounds like you guys are doing extremely well yourselves.
We do have just the one car, and it works most of the time, although it is a pain now and again.
Actually, that adorable picture is the whole reason for the financial focus--so that you have the delight of being a SAHM. She is the living, breathing purpose of making those kinds of sacrifices/changes.
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